How to check your HDFC Personal Loan Eligibility Online
HDFC Bank
HDFC Bank is India’s largest private sector bank incorporated in 1994. It has over 3,600 branches spread all over the India, it has its headquarters in Mumbai. HDFC Bank offers different kinds of loans to meet the financial needs of every individual. It has a customer base of 28.7 million. HDFC Bank makes it easier for their customers to go on with the process through net banking, SMS, Web Chat, Click2Talk and Phone Banking.
HDFC Bank Personal Loan:
HDFC Bank offers personal loans to meet the financial needs for personal purposes. The individual can use the personal loan to fund personal expenses such as a wedding, house renovation, domestic or foreign travel, purchase of assets and various other reasons. HDFC Bank offers attractive loan charges and interest rates and speedy approvals of the personal loan. There are no hidden charges with the HDFC Bank personal loan. HDFC offers a special personal loan proposition for women.
Check your HDFC Personal Loan Eligibility Online:
The eligibility criteria to obtain a personal loan from the HDFC Bank is available on the HDFC Bank’s company website and other financial websites. HDFC Bank offers personal loans to salaried individuals that work for the public/private sector and to working professionals like doctors and chartered accountants. Listed below is the eligibility criteria to avail a personal loan from the HDFC Bank.
● HDFC Bank offers personal loans only to salaried individuals and working professionals.
● Minimum age: 21 years
● Maximum age: 60 years
● The applicant must possess work experience of minimum 2 years.
● At the time of applying for the loan, the applicant must have worked for a minimum period of one year in the current company.
● Credit scores and credit history of the applicant will be taken into consideration while deciding the eligibility of the applicant for the loan.
● If the applicant resides in Bangalore, Mumbai, Delhi, Chennai, Calcutta, they should earn a minimum of Rs.15,000 every month. If the applicant resides in any other places other than the mentioned places, they should earn a minimum of Rs.12,000 every month.
HDFC Bank is keen of providing loans to individuals who receive a regular salary and who fulfill the above mentioned criteria. The documentation for a HDFC Bank personal loan varies from every individual. HDFC Bank also offers loans for first time borrowers. To Know more about HDFC Personal loan Click here